Durham University is eligible to participate in the William D. Ford Federal Direct Loan Program, commonly known as Title IV, Financial Aid, or Federal Aid.
Durham University’s School Code (OPEID) is G08587 and we are registered with the U.S. Department of Education as the University of Durham.
We have produced a comprehensive guide that outlines everything you need to know about accessing Federal Aid while studying at Durham.
2025/26
Applicants may borrow up to the institutionally determined Cost of Attendance. The total amount of loans awarded cannot exceed this annual Cost of Attendance, minus any other financial aid the applicant is eligible to receive.
2026/27
Further details will be available after 1 June 2026. Please do not submit an application before this date as we will be unable to process it.
Please note that applications and requests for loan increases/decreases for 2025/6 will close on Friday 19 June 2026, we will be unable to process any applications or requests after this date.
COA 2025/26 V3
For further information, please visit veterans benefits
If you hold a 529 Plan, you may be eligible to use it to help fund your studies at Durham University. While you should confirm the specific terms directly with your plan administrator, Durham is a Title IV–approved institution (OPEID G08587), which means that many 529 Plans can typically be used toward eligible educational expenses here.
If you have any forms that require institutional completion, please forward them to the Student Loans Team:📧 us.loans@durham.ac.uk
A 529 Plan is a tax‑advantaged savings programme designed to help families prepare for future education costs. Officially known as Qualified Tuition Plans, these programmes are sponsored by U.S. states and authorised under Section 529 of the Internal Revenue Code. They allow families to save for qualified education expenses while benefiting from various federal and, in many cases, state tax advantages.
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For further information on private loans please visit: Private Loans
Please visit: Consumer Information
Disclaimer:
For the avoidance of doubt, Durham University cannot provide any financial advice or make any recommendation in relation to any of these loan providers. Durham University is not a party to any Agreement you may enter into with your chosen loan provider and as such you agree that Durham University will not be held liable for any issues that may arise out of that contractual relationship. We therefore strongly suggest you carefully read any terms and conditions including but not limited to any data protection provisions provided to you by your chosen loan provider before you sign.
However, please note that In order to put into effect any loan you receive from your loan provider, Durham University may have to enter into a data sharing Agreement with your chosen loan provider. This is in order for there to be the relevant exchange of personal data solely regarding the loans being processed and any other relevant information to be processed in accordance with the General Data Protection Regulation and the Data Protection Act 2018.
Please note that if you decide to use any service listed on this webpage your personal details will be held outside of the UK and EEA , in the U.S and may be passed to other third parties companies as required by the provider in order to deliver the service. We strongly suggest you read the lenders privacy policy and their terms and conditions before signing up to ensure that you are content to do so.
For the avoidance of doubt, Durham University accepts no responsibility or liability for any damage caused to you, your property (computer based or otherwise), software or data caused as a result of using this service. However, if at any point after signing up, you find any unwelcome or strange activity occurring in your email account, or notice any suspected unauthorised usage of your data that you have provided to [Name of Service], then please report this immediately to fraud.support@durham.ac.uk
Durham University is a degree-awarding institution, and it only awards degrees (undergraduate, postgraduate, including both Master's and Doctoral qualifications). Therefore, reporting requirements under Gainful Employment legislation are not required.
Durham University makes every effort to ensure that the information published on this page is accurate. However, the University cannot guarantee the information may not be altered owing to circumstances beyond the University's reasonable control. Such circumstances include (but are not limited to) change in Government policy, or change of law. Any changes will be incorporated into the University's website as early as possible. Any person wishing to obtain confirmation of any particular item should contact the University via us.loans@durham.ac.uk.
